According to the Fair Credit Billing Act of 1975, a consumer may tell a credit card company to stop payment for a defective good if the consumer has made a sincere attempt to resolve the problem with the store.

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The Fair Credit Billing Act of 1975 does allow a consumer to dispute a charge for a defective good and request that the credit card company stop payment if the consumer has made a good faith effort to resolve the issue with the merchant.

According to the Fair Credit Billing Act of 1975, a Consumer