Which of the Following Is NOT Correct

Which of the following is NOT correct?

A) Using credit permits the purchase of goods even when funds are low
B) Using credit can decrease the amount of money that will be available to spend in the future.
C) Using credit offers convenience when shopping on the Internet.
D) Using credit cards typically provides a "float" of up to 10 days.
E) Using credit allows a consumer to shop without carrying a large amount of cash.