Programs that provide citizens with benefits for events that are beyond an individual person's control are called social insurance programs .

Question

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Social insurance programs are government-sponsored programs that provide benefits to individuals who experience certain life events, such as disability, retirement, or death of a spouse. These events are often beyond an individual's control, and social insurance programs are designed to provide a safety net to help individuals and their families cope with the financial consequences of these events.

Programs That Provide Citizens with Benefits for Events That Are