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The Interest Rate Charged on a Car Loan Is Usually

Question 75

Multiple Choice

The interest rate charged on a car loan is usually higher than the interest rate charged on a home loan because _____


A) the market price of a car is less than the market price of a home.
B) a car is a worse collateral than a home.
C) the rate of default on car loans is lower than the rate of default on home loans.
D) people with poor credit ratings take car loans.
E) people with poor credit ratings are willing to pay higher rates of interest.

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