Who among the following is most likely to encounter the adverse selection problem?

Question

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The manager of a company is most likely to encounter the adverse selection problem because they are responsible for making decisions regarding the selection and hiring of employees. Adverse selection occurs when individuals with hidden characteristics or adverse traits are more likely to participate in a transaction than those with favorable characteristics. For example, job candidates may have hidden traits such as a history of poor performance at previous jobs, health problems, or criminal records that make them more risky to hire.

Who Among the Following Is Most Likely to Encounter the Adverse