A Property-Casualty (P-C) Insurance Firm Has Estimated the Following Risk-Based

A property-casualty (P-C) insurance firm has estimated the following risk-based capital charge for its individual risk classes: $$\begin{array} { | l | l | c | } \hline \text { Risk } & { \text { Description } } & \text { RBC Charge } \\\hline \text { R0 } & \text { Affiliated P-C } & \$ 6.0 \text { million } \\\hline \text { R1 } & \text { Fixed-income assets } & \$ 2.0 \text { million } \\\hline \text { R2 } & \text { Common stock } & \$ 1.0 \text { million } \\\hline \text { R3 } & \text { Reinsurance } & \$ 3.0 \text { million } \\\hline \text { R4 } & \text { Loss adjustment expense } & \$ 1.0 \text { million } \\\hline \text { R5 } & \text { Written premiums } & \$ 2.0 \text { million } \\\hline \text { Total } & & \$ 15.0 \text { million } \\\hline\end{array}$$
-Using the model recommended by the National Association of Insurance Commissioners (NAIC) , what is the total risk-based capital charge for the P-C firm?

A) $4.36 million.
B) $10.00 million.
C) $10.36 million.
D) $12.50 million.
E) $15.00 million.