The use of subordinated debt as a replacement for common stock has been proposed as a method of increasing stockholder discipline.
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Q29: Requiring higher capital ratios often is proposed
Q30: Risk-based capital supports risk-based deposit insurance premiums
Q31: The use of the option pricing model
Q32: The initial risk-based deposit insurance program implemented
Q33: The Designated Reserve Ratio is a rule
Q35: Pricing deposit insurance premiums to reflect increases
Q36: The policy of capital forbearance practiced by
Q37: The provision of deposit insurance is similar
Q38: The Financial Institutions Reform, Recovery, and Enforcement
Q39: More than 90 percent of all insured
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