The all-in-spread (AIS) used in the Moody's Analytics model is the difference between the interest rate on a loan and the prime lending rate at the time the loan was originated.

Question

Quizplus · Accepted Answer

The all-in-spread (AIS) typically refers to the total cost of borrowing for a borrower, including the interest rate and all other fees and costs, but it is not specifically defined as the difference between the interest rate on a loan and the prime lending rate at the time the loan was originated. The definition can vary depending on context and is not exclusively tied to Moody's Analytics models or the prime lending rate.

The All-In-Spread (AIS) Used in the Moody's Analytics Model Is