Which of the following dominates the loan portfolios of banks with assets less than one billion dollars?

Question

Quizplus · Accepted Answer

Real estate loans tend to dominate the loan portfolios of smaller banks, as they cater more to local communities and businesses that require financing for property purchases or development projects. Consumer loans and credit card debt, on the other hand, are more prevalent among larger banks that have a wider customer base and offer more diversified products and services. Commercial and industrial loans may also be significant for small banks, but not as much as real estate loans.

Which of the Following Dominates the Loan Portfolios of Banks