Requiring patients to pay a portion of the cost of the medical care they receive is designed to reduce the severity of

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Requiring patients to pay a portion of the cost of medical care they receive creates a financial barrier that incentivizes patients to carefully consider whether the services they need are truly necessary before seeking them. This helps to reduce the incidence of moral hazard, which occurs when patients overuse medical services because they do not bear the full cost of their care. By requiring patients to pay a portion of their medical costs, they are encouraged to weigh the benefits of seeking medical care against the costs they will incur.

Requiring Patients to Pay a Portion of the Cost of the Medical