When Healthcare Costs Are Paid for by

When healthcare costs are paid for by

A) private insurance companies,the expenses are lower because the insurance company acts like a monopolist.
B) the government,the expenses are lower because the government acts like a monopolist.
C) the government through payroll taxes,the employer faces a disincentive to hire more workers.
D) the government,the expenses are higher because the government acts like a monopsonist.
E) private individuals,the expenses are higher because consumers are more responsive to the prices being charged.