Comprehensive major medical plans usually apply a single deductible for all covered services. (Major Medical Insurance Plans: Supplemental and Comprehensive)

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Comprehensive major medical plans typically apply a single deductible that must be met before any coverage takes effect. Once the deductible is met, the plan will usually pay a percentage of the eligible medical expenses, up to a certain out-of-pocket maximum. Some plans may also have separate deductibles or cost-sharing requirements for certain types of services, such as prescription drugs or mental health care. However, the overall structure of these plans typically involves a single deductible that applies to all covered services.

Comprehensive Major Medical Plans Usually Apply a Single Deductible for All