These indicate yearly probabilities of death based on such factors as age and sex. (Individual Versus Group Insurance Coverage)

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Mortality tables are used to determine the probability of death based on factors such as age and sex. They are commonly used in the insurance industry to calculate premiums for life insurance policies. Experience ratings refer to the adjustment of premiums based on past claims experience, while formulary ratings and morbidity tables are used to calculate the costs of prescription drugs and the likelihood of illness or disability, respectively.

These Indicate Yearly Probabilities of Death Based on Such Factors