An automatic stay halts all creditors' collection actions except for ones brought by government agencies.

Name: An automatic stay halts all creditors' collection actions except for ones brought by government agencies.
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An automatic stay halts most creditors' collection actions, but there are exceptions, including certain types of actions brought by government agencies, such as criminal proceedings and some tax proceedings, but it does not exclude all actions by government agencies.

An Automatic Stay Halts All Creditors' Collection Actions Except for Ones