Statement I: the Regulatory Pendulum in the Savings and Loan

Statement I: The regulatory pendulum in the savings and loan industry has begun to swing toward more regulation since the savings and loan debacle.
Statement II: Most financial intermediaries are commercial banks.

A) Statement I is true and statement II is false.
B) Statement II is true and statement I is false.
C) Both statements are true.
D) Both statements are false.