Statement I: Home Equity Loans Automatically Help to Stabilize the Economy

Statement I: Home equity loans automatically help to stabilize the economy in times of recession.
Statement II: The tens of billions of dollars of unemployment benefits being paid out establish a floor under purchasing power and help to automatically stabilize the business cycle.

A) Statement I is true and statement II is false.
B) Statement II is true and statement I is false.
C) Both statements are true.
D) Both statements are false.