Government programs that replace earnings lost when people retire or are temporarily unemployed would be considered to be:

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Government programs that replace earnings lost when people retire or are temporarily unemployed would be considered social insurance programs, as they are intended to provide individuals with a source of income during times when they are unable to work due to certain life events. Social insurance programs are funded through payroll taxes, and benefits received through these programs are typically linked to the individual's earnings history. Examples of social insurance programs in the United States include Social Security and unemployment insurance.

Government Programs That Replace Earnings Lost When People Retire or Are