Your Son Left His Skateboard at the Bottom of the Basement

Your son left his skateboard at the bottom of the basement stairs.While going downstairs to change a broken light bulb,you step on the skateboard and break your ankle during the fall.Medical damages total $1,455.How much will your $140,000 homeowners' insurance policy pay for this accident? The policy has $100,000 comprehensive liability coverage and medical payments of $1,000/person.

A) $ 0
B) $ 250
C) $ 500
D) $1,000
E) $1,455