Of the Following Statements Dealing with Premiums on Life Insurance,which

Of the following statements dealing with premiums on life insurance,which is not true?

A) Some factors that affect premiums are decided at birth.
B) Premiums will increase if you buy insurance when you are older.
C) The kind of policy you buy will determine your premiums.
D) There are very few things you can do to reduce your life insurance premiums.