Indemnity health plans

Question

Quizplus · Accepted Answer

Indemnity health plans require patients to pay doctors out-of-pocket and then submit claims for reimbursement, rather than having the insurance company pay providers directly. This can limit choice of providers, as some may not be willing to accept this type of payment arrangement. Additionally, there may be restrictions on seeing specialists, but this is not a defining feature of indemnity plans. While indemnity plans may have lower premiums, they often come with high deductibles and out-of-pocket expenses, making them less affordable for some individuals.

Indemnity Health Plans