All of the following actions are suggestions to reduce your homeowner's insurance except

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Changing insurance companies every time you renew your policy may actually result in higher premiums due to loss of loyalty discounts or other benefits that come with a long-term relationship with an insurance company. The other three suggestions, installing better locks/security systems, avoiding small claims, and shopping around for quotes are all effective ways to potentially lower your homeowner's insurance costs.

All of the Following Actions Are Suggestions to Reduce Your