The easiest way to establish credit is to

Question

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Applying for a credit card and using it responsibly by paying off the balance on time each month is an easy way to start building credit. This helps establish a credit history, which is important for future financial activities such as getting a car loan or a mortgage. Option A may be more difficult for someone with no credit history or a low credit score to obtain. Option B requires a significant amount of money upfront and may not be feasible for many people. Option D does not help establish credit because there is no credit being used or paid off.

The Easiest Way to Establish Credit Is to