The item that receives the most weight in the FICO credit scoring system is
A) the amount of credit used each month.
B) credit payment history.
C) credit utilization.
D) credit inquiries.

Question

Quizplus · Accepted Answer

Credit payment history is the most significant factor in the FICO credit scoring system, accounting for 35% of the score. It reflects how consistently you make your credit payments on time.

The Item That Receives the Most Weight in the FICO