There are two kinds of prospectuses: (1)the statutory prospectus and (2)the summary prospectus; however,the summary version does not include information on the fund's investment objectives,its strategies for achieving the objectives,the principal risks of investing in the fund,the fund's fees and expenses,and its past performance.

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The summary prospectus does include information on the fund's investment objectives, strategies for achieving those objectives, principal risks of investing in the fund, the fund's fees and expenses, and its past performance. This is designed to provide investors with key information in a concise format.

There Are Two Kinds of Prospectuses: (1)the Statutory Prospectus and (2)the