You back out of your driveway and hit your neighbor's car.What type of auto insurance must you have in order to get your car repaired?

Question

Quizplus · Accepted Answer

Collision coverage is the type of auto insurance that covers damage to your own vehicle in the event of an accident, regardless of who was at fault. Since you damaged your neighbor's car, liability insurance would cover the damage to their vehicle, but not yours. Comprehensive insurance would also not apply in this situation, as it covers damage to your vehicle from non-accident related events such as theft, vandalism, and natural disasters. Uninsured motorist coverage would only apply if the other driver was at fault and did not have insurance. Therefore, collision coverage is the best choice to cover the repair costs of your vehicle.

You Back Out of Your Driveway and Hit Your Neighbor's