Ava Decided to Establish an Emergency Fund for Herself

Ava decided to establish an emergency fund for herself.She established this fund by "paying herself first" and transferring money out of each paycheck into her new savings account.She established her emergency fund at a bank that is different from her usual bank where she has her checking account.Ava's emergency fund

A) is a smart idea because having her emergency fund at a different bank makes it more difficult for her to gain access to her money and make a transfer.
B) gives her more time to think twice about using her emergency fund if she has to physically go to a different bank other than her checking account bank for access to her money.
C) has helped her establish a life-long habit to develop her financial security.
D) All of the choices are correct.