What do you call altered mortgage terms that attempt to keep borrowers from foreclosure?

Name: What do you call altered mortgage terms that attempt to keep borrowers from foreclosure?
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Forbearance is a temporary solution that allows the borrower to pause or decrease their mortgage payments for a set period, after which they resume their regular payments. This strategy helps borrowers stay current on their payments and avoid foreclosure.

What Do You Call Altered Mortgage Terms That Attempt to Keep