What are the two largest factors in determining a credit score?
A)Length of credit history and types of credit
B)History of timely payments and length of credit history
C)How much you owe in relation to your available credit and types of credit
D)How much you owe in relation to your available credit and history of timely payments

Question

Quizplus · Accepted Answer

The two largest factors in determining a credit score are how much you owe in relation to your available credit (credit utilization ratio) and your history of timely payments. Length of credit history and types of credit also play a role, but they are not as significant as the former two factors.

What Are the Two Largest Factors in Determining a Credit