The actual decision to grant credit is made by a credit bureau.

Name: The actual decision to grant credit is made by a credit bureau.
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Question

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The actual decision to grant credit is made by the lender or financial institution, not the credit bureau. The credit bureau provides a credit report to the lender, which helps them to assess the creditworthiness of the applicant but the final decision is made by the lender.

The Actual Decision to Grant Credit Is Made by a Credit