Negative credit information (excluding bankruptcy) can generally be included on a credit file for ____ years.
A)three
B)five
C)seven
D)ten

Question

Quizplus · Accepted Answer

Negative credit information (excluding bankruptcy) generally stays on a person's credit file for seven years. This can include late payments, collections, and charge-offs, among other things. After seven years, the information should be removed from the credit report.

Negative Credit Information (Excluding Bankruptcy) Can Generally Be Included on a Credit