Which of the Following Statements About Survivor's and Disability Benefits

Which of the following statements about survivor's and disability benefits under defined-benefit plans is false?

A) Most employer-sponsored retirement plans provide survivor's benefits.
B) If spousal benefits are waived, the worker's retirement benefit will be higher.
C) The covered worker can cancel spousal benefits only if the spouse consents in writing.
D) Disability and survivor's benefits are typically the same amount as retirement benefits.