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Maria and James (Ages 26 and 30) Withdrew $10,000 from Their

Question 209

Multiple Choice

Maria and James (ages 26 and 30) withdrew $10,000 from their IRA accounts to pay for a new car when their old car was destroyed in a fire.None of the contributions to their accounts had been taxed before going into the IRAs.Which of the following statements is (are) true?


A) They will pay a $1,000 penalty.
B) They will pay taxes on the $10,000 withdrawal.
C) They will pay taxes on only the portion of the $10,000 that represents investment earnings.
D) They will pay a $1,000 penalty, and they will pay taxes on the $10,000 withdrawal.

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