Combining a health savings account with a high deductible health care plan is a way to save money on the cost of a health care plan.

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Health savings accounts (HSAs) allow individuals to contribute pre-tax dollars to be used for qualified health care expenses, while high deductible health care plans (HDHPs) typically have lower monthly premiums but require higher out-of-pocket expenses before the insurance kicks in. By combining the two, individuals can save money both in the short-term through lower premiums and in the long-term by building up funds in their HSA to cover future medical expenses.

Combining a Health Savings Account with a High Deductible Health