Homeowner's insurance can pay for additional expenses such as temporary lodging and food as well as for repairing or replacing property.

Question

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Homeowner's insurance can cover additional expenses such as "loss of use" coverage which pays for temporary lodging, food, and other living expenses if the insured's home is damaged and they cannot live in it while repairs are being made. It can also cover the cost of repairing or replacing damaged property.

Homeowner's Insurance Can Pay for Additional Expenses Such as Temporary