The Bailout of the Savings and Loan Industry Was Much

The bailout of the savings and loan industry was much delayed and,therefore,much more costly to taxpayers because

A) of regulators' initial attempts to downplay the seriousness of problems within the thrift industry.
B) politicians who received generous campaign contributions from the savings and loan industry, like regulators, hoped that the problems in the industry would ease over time.
C) Congress encouraged, and thrift regulators acceded to, a policy of regulatory forbearance.
D) of all of the above.
E) of only A and B of the above.