Which of the following do not help people during their retirement?

Question

Quizplus · Accepted Answer

Term life insurance is designed to provide coverage for a specific duration of time, usually between 10-30 years. It does not accumulate cash value and therefore does not provide any retirement benefits. While it can be important for supporting financially dependent loved ones in the event of a premature death, it does not help the policyholder with retirement planning. 
B) An annuity, C) Whole life insurance, and D) Universal life insurance all have the potential to help people during their retirement years by providing income streams, accumulating cash value, or both. An annuity can offer guaranteed income for life or a set period of time, while whole and universal life insurance policies can accumulate cash value that can be accessed during retirement or left to grow for future generations.

Which of the Following Do Not Help People During Their