If a Bank Sells CD Futures, It ____ of Rising

If a bank sells CD futures, it ____ of rising interest rates and ____ of declining interest rates on its interest expenses.

A) reduces the potential adverse effect; reduces the potential favorable effect
B) increases the potential adverse effect; increases the potential favorable effect
C) decreases the potential adverse effect; increases the potential favorable effect
D) increases the potential adverse effect; decreases the potential favorable effect