You Have Entered into a FRA with a Notional Amount

You have entered into a FRA with a notional amount of $100,000,000 which says that if 1-year LIBOR is greater than 5% then the bank will pay you and vice versa if the rate is less than 5%.At the end of the contract you find that 1-year LIBOR is 4.5%.What is the appropriate cash flow?

A) the bank pays you $500,000
B) you pay the bank $500,000
C) the bank pays you 478,469
D) you pay the bank 478,469