The definition of disability in the insurance contract may depend upon the duration of the disability.

Question

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The definition of disability in an insurance contract may vary depending upon the duration of disability. For instance, a policy may define disability as being unable to perform the duties of one's own occupation for a set period, such as six months, and then change to being unable to perform any occupation for an extended period, such as two years.

The Definition of Disability in the Insurance Contract May Depend