Which of the Following Statements Concerning Homeowners' Insurance Is False

Which of the following statements concerning homeowners' insurance is false?

A) Under named perils insurance,it is the insurance company's responsibility to prove that your loss was not due to one of the named perils.
B) Even under all risks insurance some perils,such has earthquakes,are excluded.
C) Named perils insurance protects you only against perils that are specifically named in the policy.
D) In actuality,named perils insurance provides broader coverage than all risks insurance.