The Coinsurance Provision in the Homeowners' Policy Generally

The coinsurance provision in the homeowners' policy generally

A) prohibits homeowners from having more than one policy in effect at a given time.
B) sets limits on the amount one insurance company will pay when there is more than one policy in effect.
C) indicates the dollar deductible on each damage claim.
D) requires the homeowner to pay part of the replacement cost when the dwelling unit is insured for less than 80% of its replacement value.