The clause that places your right to sue for damages after the insurers is known as the

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The clause that places your right to sue for damages after the insurers is known as the subrogation clause, which allows the insurer to step into the policyholder's shoes and pursue any claims or damages the policyholder may have against a third party. This clause is designed to reduce the insurer's losses and promote accountability by assigning liability to the responsible party. The other choices are not relevant to this clause.

The Clause That Places Your Right to Sue for Damages