Medical payments coverage under a homeowner's policy generally has low policy limits.

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Medical payments coverage under a homeowner's policy typically has lower policy limits compared to other types of coverage such as liability or property damage coverage. The purpose of medical payments coverage is to cover medical expenses of individuals who are injured on the insured property regardless of who is at fault. As a result, the policy limits for medical payments coverage are usually modest and may not be sufficient to cover major medical expenses.

Medical Payments Coverage Under a Homeowner's Policy Generally Has Low