Under the Two-Cycle Average Daily Balance Method for Computing Interest

Under the two-cycle average daily balance method for computing interest,

A) there is a two-month grace period before any interest is owed on the unpaid balance.
B) you will always pay more interest than under the one-cycle daily balance method.
C) consumers who have a permanent unpaid balance will pay more interest than under the one-cycle daily balance method.
D) a grace period applied in a previous month is eliminated if you fail to completely pay off the balance in the present month.