If you have a tendency to write checks for amounts exceeding your checking balance,you need

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An overdraft protection credit line is the best choice for someone who writes checks for amounts exceeding their checking balance. This type of credit line is linked to the checking account and provides funds to cover the overdrafts. It may come with a fee or interest charge but can save you from having bounced checks and paying additional fees.

If You Have a Tendency to Write Checks for Amounts