An unsigned check drawn on one of the firm's bank accounts and deposited in another of the firm's bank accounts is

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This scenario describes a depository transfer check, which is when a check is deposited into an account that it was not originally drawn on. This is also known as a "third-party check." An automated clearinghouse (ACH) debit transfer involves electronically moving funds from one bank account to another and a wire transfer involves electronically transferring funds from one bank to another. However, in the scenario given, there is no electronic transfer happening - just the physical movement of a check from one account to another within the same firm.

An Unsigned Check Drawn on One of the Firm's Bank