Winston and Ginger are husband and wife and have always lived in Texas.At the time of Winston's prior death,he was insured in the amount of $1,000,000.The policy was taken out after their marriage,and premiums were paid 50% from community funds and 50% from Winston's separate property.The designated beneficiary of the policy is Harry,Ginger's son by a prior marriage.As to the policy proceeds:

Question

Quizplus · Accepted Answer

Under the inception of title rule applicable in Texas,the policy is community property because it was taken out after marriage.In this regard,the source of the insurance premium payments (i.e.,from community or separate funds)makes no difference.

Winston and Ginger Are Husband and Wife and Have Always