Banks have a maturity mismatch since

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Banks typically borrow from depositors and other banks on a short-term basis (e.g. overnight or for a few months), but lend to borrowers for longer periods (e.g. several years). This creates a maturity mismatch, as a bank's liabilities can come due before it is able to collect on its assets. This is why banks must carefully manage their liquidity and funding to ensure they can meet their obligations and avoid a liquidity crisis.

Banks Have a Maturity Mismatch Since