Which of the following will have a negative effect on a credit history?
A)Financing a car and making payments on time
B)Making as many purchases as possible with cash
C)Never exceeding your credit limit on your credit card
D)All the above options would have a positive affect on credit history.

Question

Quizplus · Accepted Answer

Making as many purchases as possible with cash means that there is no credit being utilized, which does not provide any opportunity to build a positive credit history.

Which of the Following Will Have a Negative Effect on a Credit