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LRIF and LIF Accounts Represent a Conversion Decision at Age

Question 114

Multiple Choice

LRIF and LIF accounts represent a conversion decision at age 71 for LIRA and locked-in RRSP accounts. Which of the following is true?


A) LRIFs and LIFs can be cashed in but will be fully taxed.
B) Some provinces have LIFs and some have LRIFs.
C) At age 80, LRIF funds must be used to purchase a life annuity.
D) LRIFs and LIFs have the same withdrawal schedule throughout the retirement years.

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